"This has been provided to you by a debt collector. All information will be used for this purpose."

NATIONAL CREDIT ACCEPTANCE PORTFOLIO

On November 15, 2010 Sacor Financial Inc purchased from the receiver in charge of National Credit Acceptance, Inc. 100% of the debt accounts portfolio held by National Credit Acceptance, Inc. We welcome the former customers of National Credit Acceptance Inc. and look forward to working with you to create new financial solutions that will resolve your debt and put you on the path to new financial strength and recovery.

You can download a copy of the bill of sale and the court order approving the transfer from this webpage. If NCA customers have any questions or would like to discuss resolution of their debt obligation, Please contact us:

SACOR FINANCIAL INC

1911 Douglas Blvd 85-126
Roseville, CA 95661
866-556-0231 | phone
877-692-4108 | fax
service@sacor.net

We are required to provide you these Notices of important rights:

1. We may or may not report your account to a credit reporting agency; however you are hereby notified that a negative status reflecting on your credit may be submitted to a credit reporting agency thirty days or more from date of this notice.

2. 15 USC 1692 (g) (3): Unless within thirty days after you receive this notice, you notify our office disputing the validity of this debt, or any portion thereof, we will assume this debt is valid. 15 USC 1692(g) (4) (5): If you notify us within 30 days after you receive this notice that the debt, or any portion thereof, is disputed, we will obtain verification of the debt, or a copy of a judgment (if a judgment is involved), and a copy of such verification or judgment will be mailed to you by us. If you request, in writing, within 30 days after you receive this notice, we will provide you with the name and address of the original creditor, if different from the current creditor. This is an attempt to collect a debt by a debt collector. All information obtained will be used for that purpose.

ADDITIONAL INFORMATION FOR CALIFORNIA RESIDENTS:

The state Rosenthal Fair Debt Collection Practices Act and the Federal Fair Debt Collection Practices Act require that, except under unusual circumstances collectors may not contact you before 8:00 AM or after 9:00 PM. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.